I hear you. Still I'm yet to be totally convinced that the few documented veridicals have what it takes to keep up ith the proof grounded model that we need. I feel that under serious scrutiny these 'veridical' have a tendency to somewhat fall appart, like the ones of Pam Reynolds or Maria's shoe (to benoted that the latter would be the real deal if proven genuine, considering the perception of the target shoe was out of reach regarding physical means of perception).
...but I wasn't dying to my knowledge, and it wasn't a premonition, and after giving it a great deal of thought over many years, I reject the idea that I was out of my body.
In my view, there is sufficient scientific information to cobble together a speculative prescientific physical theory, as a way of understanding most of these odd phenomena.
But I don't blame you for being highly suspicious. If I hadn't had this experience, and if it hadn't been witnessed by three other people, it would have been harder for me to accept other people's experiences.